Desjardins Savings-Life Insurance

Class action

Option consommateurs filed a class action against Desjardins Sécurité Financière, compagnie d’assurance-vie (« DSF ») because it unilaterally imposed a critical illness insurance policy on hundreds of thousands of insureds without their prior consent. Added to an existing life insurance product, this critical illness insurance “Cancer Protection”, to which the members of the group did not consent, implies the payment of an additional amount that can exceed 25% of the total premium payable to DSF.

The class action seeks reimbursement of premiums paid for “Cancer Protection” to class members. The action also seeks a refund of $500 per member as damages and payment of $10 million in punitive damages.

Who is a member of this class action? 

You are a member of the class action if you purchased Savings-Life Insurance prior to June 1, 2016, to which Desjardins Financial Security Life Assurance Company automatically added Cancer Protection on or about June 1, 2016, and you have not already made a claim under that Protection.

What is the status of this class action?

On July 9, 2019, the institution of the class action filed by Option consommateurs was authorized.  

The case is currently at the merits stage.

How can I stay informed of the upcoming steps in the case?

If you are a member of the class action, we invite you to register to our mailing list. This way, we can communicate with you as soon as important developments occur in the file.

For more information, you can also contact Belleau Lapointe directly.

Pleadings and judgments

Chronology